Category: Personal Finance

Finance Lifestyle Personal Finance

What is the 30 60 20 rule?

The 30 60 20 rule is a budgeting guideline that helps individuals allocate their income effectively. It suggests dividing your income into three categories: 30% for needs, 60% for wants, and 20% for savings and debt repayment. This approach encourages financial balance by ensuring that essential expenses are covered, while still allowing for discretionary spending […]

Budgeting Finance Personal Finance

What is the 50 30 20 rule based on income?

The 50/30/20 rule is a simple budgeting framework that helps individuals manage their finances effectively by dividing their after-tax income into three categories: needs, wants, and savings. This approach provides a structured yet flexible way to allocate resources, ensuring essential expenses are covered while also prioritizing financial goals and discretionary spending. What Is the 50/30/20 […]

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