Detecting counterfeit currency is an essential skill that can protect you from financial loss. Spotting a fake $20 bill involves examining key security features and understanding what makes genuine bills distinct. Here’s a comprehensive guide to help you identify counterfeit $20 bills effectively.

What Are the Key Features of a Real $20 Bill?

Genuine $20 bills have several security features designed to prevent counterfeiting. By familiarizing yourself with these characteristics, you can quickly spot a fake.

• Security Thread: Look for an embedded security thread that runs vertically to the left of Andrew Jackson’s portrait. This thread is visible from both sides and glows green under ultraviolet light.
• Color-Shifting Ink: Tilt the bill to see the numeral "20" in the lower right corner change color from copper to green.
• Watermark: Hold the bill up to the light to see a faint image of Andrew Jackson on the right side. This watermark is visible from both sides.
• Microprinting: Use a magnifying glass to find tiny text on the bill, such as "USA20" along the border and "The United States of America" on Jackson’s collar.
• Raised Printing: Feel the texture of the bill; genuine currency has raised printing that you can feel with your fingertips.

How to Examine a $20 Bill for Authenticity

Step 1: Inspect the Security Thread

The security thread is a crucial feature for verifying the authenticity of a $20 bill.

• Location: Positioned to the left of the portrait.
• Visibility: Should be visible under normal light and glow under UV light.
• Text: The thread is imprinted with "USA TWENTY" and a small flag.

Step 2: Check the Color-Shifting Ink

This feature is easy to test and highly effective.

• Position: Located in the lower right corner of the front side.
• Test: Tilt the bill back and forth to observe the color shift.

Step 3: Verify the Watermark

The watermark is a subtle but effective security feature.

• Visibility: Hold the bill up to a light source.
• Image: Should match the portrait on the bill.

Step 4: Look for Microprinting

Microprinting is difficult for counterfeiters to replicate.

• Tools: Use a magnifying glass.
• Locations: Check the borders and Jackson’s collar for tiny text.

Step 5: Feel for Raised Printing

The texture of a bill can reveal its authenticity.

• Method: Run your fingers over the bill.
• Texture: Look for a distinct raised texture, especially over the portrait.

Common Characteristics of Counterfeit $20 Bills

Understanding what counterfeiters often miss can help you identify fake bills.

• Lack of Detail: Counterfeit bills often have blurry or smudged text and images.
• Incorrect Colors: Colors might be off, lacking the vibrancy of a real bill.
• Missing Features: Many fake bills lack one or more security features, such as the watermark or security thread.

Practical Tips for Avoiding Counterfeit $20 Bills

• Use a Counterfeit Detection Pen: These pens can help spot fakes by changing color on counterfeit paper.
• Compare Bills: Always compare a suspicious bill with one you know is genuine.
• Stay Informed: Familiarize yourself with the latest security features of U.S. currency.

People Also Ask

How can I tell if a $20 bill is counterfeit without a pen?

You can spot a counterfeit $20 bill by examining the security thread, color-shifting ink, and watermark. These features are designed to be easily verifiable without special tools.

What should I do if I receive a counterfeit $20 bill?

If you suspect a $20 bill is counterfeit, do not return it to the passer. Instead, contact local law enforcement or the U.S. Secret Service. Record any details about the transaction and the person who passed the bill.

Can counterfeit detection pens be fooled?

Yes, counterfeit detection pens can sometimes be fooled, especially by bills printed on bleached genuine currency paper. It’s best to use multiple methods to verify a bill’s authenticity.

Are older $20 bills easier to counterfeit?

Older $20 bills, which lack some modern security features, can be easier to counterfeit. However, they still have security measures like watermarks and microprinting that you can check.

How often are $20 bills counterfeited compared to other denominations?

$20 bills are one of the most commonly counterfeited denominations due to their widespread use. However, $100 bills are also frequently targeted by counterfeiters.

Summary

Spotting a fake $20 bill involves a careful examination of security features like the security thread, color-shifting ink, and watermark. By using these methods, you can protect yourself from financial loss. If you suspect a counterfeit, report it to authorities immediately. For more information on currency security features, you might want to explore related topics such as the security features of $100 bills or the history of U.S. currency design.